In this two-part series for the Journal of the Society of Certified Senior Care Advisors (CSA), Chris Orestis examines the crisis in long term care funding that is impacting our country and solutions that are available to help. In part I, Chris discusses demographic realities from an aging Baby Boomer population that are making the need for private pay resources more important, and what is elevating the real danger of liability issues for both families and advisors. In Part II, Chris discusses one of the fastest growing trends in funding long term care—converting a life insurance policy into a Long Term Care Benefit Plan. In this article he shares some real world case studies of families that have been helped by this innovative private pay option to fund the expensive costs of senior living and long term care.