Trading-In a small policy keeps a loved one at home.

A wife had been caring for her husband at home on her own. She has been trying to get financial assistance to help with the care of her husband as it was becoming too difficult to care for him any longer. They also owned a life insurance policy they could no longer afford to keep paying premiums and were going to let it lapse.  A Geriatric Care Advisor told her about the better option of converting the policy into a Long Term Care Benefit by trading it in for a Life Care Funding plan. With the benefit set up thirty days later, she was able to hire a helper to assist with his care and keep him at home for another two years.

$20,500
Assurance Benefit    $6,278
$350 monthly benefit
15 month benefit period
$1028 death benefit