Curriculum Vitae

Published Papers

Life Insurance for LTC (published February, 2015- Center for Long Term Care Reform: LTC Bulletin)

Addressing the Long Term Care Funding Crisis (Part1 AND 2) (published January and February, 2015- National Association of Financial Advisors (NAFA))

WHITE PAPER- Are you prepared for Long Term Care? What you need to know today (published, July 2014)

LTC for employees’ loved ones is costing businesses $74 billion annually
(published June, 2014- ProducersWEB)

Three Tips for Men to Avoid Poverty in their Golden Years
(published May, 2014- LifeHealth Pro)

PUBLISHED BOOK- Help on the Way, The BIG Insurance Secret seniors aren’t supposed to know….
(published April, 2014) Debut #2 on Amazon Best Seller list for “Personal Finance”

How a life insurance policy can fund your clients’ long term care
(published April, 2014- LifeHealth Pro)

WHITE PAPER- Dangerous liabilities lurk for families and advisors in long term care planning
(published March, 2014)

WHITE PAPER EXCERPT: Life settlements, LTC planning and advisor liability
(published March, 2014- LifeHealth Pro)

Feds eye life settlements for LTC funding
(published December, 2013– Insurance News Net Magazine)

POLICY PAPER SUBMISSION: Congressional Commission on Long Term Care
(submitted with attribution August, 2013– United States Congress and Commission on Long Term Care)

As Long Term Care Insurers Abandon the Marketplace, What other Options will appear?
(published June, 2013– Caring Magazine NAHC)

Paying for Long Term Care—are you Prepared?
(published May, 2013– The Senior List)

An Interview on Long Term Care Benefit Plans and Legislation (3 part series)
(published March, 2013– Producers E Source)

As Long Term Care Insurers Abandon the Market, What Other Options will Step Forward?
(published October, 2012– Florida Health Care Association PULSE)

Private Pay Solutions Bridge LTC Funding Gap
(published June, 2012– Long Term Living Magazine)

States Eye Life Settlements as a Solution for LTC Crisis
(published June, 2012– Insurance News Net Magazine)

Is Healthcare Illegal?
(published March, 2012– ProducersWEB)

WHITE PAPER- The growing use of life insurance policy conversions to fund long term care
(published February, 2012)

Long Term Care Providers Look to Alternative Resources to Extend Private Pay Options in Florida
(published January, 2012– Florida Health Care Association PULSE)

Making Up the Difference
(published December, 2011– National Underwriter)

Funding Long Term Care: New Legislation Supports use of Life Policies to Pay for LTC
(published November, 2011– Producers Esource.com and ProducersWEB)

Healthcare Policy Synopsis: Super Committee holds fate of Medicare and Medicaid in its Hands
(published October, 2011 – ProducersWEB)

As Large Medicaid Cuts Loom, States Look to Convert Life Insurance Policies
(published September, 2011 – ProducersWEB)

A Growing Strategy: Paying for Long Term Care with Life Policies
(published August, 2011 – Producers Esource.com)

Financial Focus: Private Funding Solutions for LTC
(published June, 2011 – Long-Term Living Magazine)

LTC funding crisis driving a search for alternatives
(published April, 2011 – Senior Market Advisor)

Medicaid in Crisis: Treatment of life insurance as an unqualified asset for Medicaid eligibility
(published March, 2011 – ProducersWEB)

How Life Insurance can help with LTC costs
(published March, 2011 – Life Insurance Selling Magazine)

New Disclosure Requirements for Insurers—What NCOIL’s Life Insurance Consumer Disclosure Model Act Means to Your Client
(published February, 2011 – Insurance News Net Magazine)

Life Insurance Consumer Disclosure Law: A Lifeboat in the Eye of the Storm
(published February, 2011 – Agent’s Sales Journal)

Life Insurance as a Tool to Pay for Long Term Care
(published January, 2011 – Agent’s Sales Journal)

MetLife Exits LTCI Market: Now What?
(published November, 2010 – Agent’s Sales Journal)

CBO Projection—Government budgets will not keep pace with consumer demand for long term care spending
(published July, 2010 – ProducersWEB)

Ask the Expert: Will a Life Settlement help pay Assisted Living expenses?
(published June, 2010 – National Underwriter)

Overcoming America’s Long Term Care Crisis
(published June, 2010 – Insurance News Net Magazine)

Electronic Medical Records: Resistance is Futile
(published March, 2010 – On the Risk)

Convergence of Life Settlements and Long Term Care: A Funding Solution Emerges
(published March, 2010 – Insurance News Net Online)

Life Expectancy Compression: The impact of moving into a long term care facility on length of life
(published October, 2009 – Insurance News Net Magazine)

Life Settlements: Legal Rights and Opportunities for Policy Owners
(published June, 2009 – New York State Bar Association Journal)

Legal Rights of a Life Insurance Policy Owner
(published April, 2009 – ProducersWEB)

The Long Term Care Crisis has Arrived
(published March, 2009 – On the Risk)

Life Settlements vs. STOLI: Let’s Get the Debate Straight
(published December, 2008 – ProducersWEB)

Understanding the Differences between Stranger Owned Life Insurance (STOLI) and Life Settlements
(published December, 2008 – On the Risk)

Life Settlements vs. STOLI
(published December, 2008 – Insurance News Net Magazine)

Underwriting the “Silver Tsunami”
(published November, 2008 – ProducersWEB)

Alternative Pay Plan
(published October, 2008 – Assisted Living Executive (magazine of ALFA)

Economic Storms and Quality of Life in the Wake of the “Silver Tsunami”
(published September, 2008 – ProducersWEB, and ISIS)

WHITE PAPER- The Silver Tsunami
(published September, 2008)

The Silver Tsunami
(published August, 2008 – Insurance News Net Magazine cover story)

WHITE PAPER- Life Settlements: Looking for a Calm Financial Harbor in a “Perfect Storm”
(published June, 2008)

Underwriting in the 21st Century: Informal’s—Turning a Pain into Profits
(published June, 2008 – On the Risk, InsuranceNewsNet, ProducersWEB)

Life Settlements: Protecting the Golden Goose
(published April, 2008 – Insurance News Net Magazine cover story)

Underwriting in the 21st Century: Exploring the Direct-to-Consumer Channel
(published September, 2007 – On the Risk, and InsuranceNewsNet, September, 2007, ProducersWEB,
November, 2007, posted on SmartBrief)

Aging and Long-Term Care Insurance: A National Policy Perspective
(published August, 2007 – Society of Actuaries: Long Term Care Section Newsletter, and
InsuranceNewsNet, September, 2007, ProducersWEB, September, 2007, posted on SmartBrief)

Underwriting in the 21st Century: Remote Underwriting Study 2007 (Underwriting in your Underpants)
(published June, 2007 – On the Risk)

Underwriting in the 21st Century: Understanding the Risks of Private Aviation
(published March, 2007 – On the Risk and InsuranceNewsNet, July, 2007 World News Network, July, 2007, ProducersWEB, October, 2007)

INDUSTRY STUDY- Underwriting in your Underpants: Remote Underwriting Study 2006-2007
(Released at 37th Annual MUD Meeting as reported by National Underwriter, January, 2007, and featured by Insurance News Net, January, 2007, InsureIntell, February, 2007, Hot Notes by Hank George, 2007, posted on SmartBrief)

Bringing Together the Pieces of the Insurance Puzzle by Understanding the Lifecycle of a Policy
(published February, 2007 – InsuranceNewsNet and HealthDecisions, InsureIntell, ProducersWEB)

Breaking Down Barriers Between Underwriting and Distribution
(published January, 2007 – InsuranceNewsNet and InsureIntell, February, 2007; ProducersWEB, July, 2007)

Overcoming the Underwriting Crunch through Outsourcing
(published January, 2007 – InsuranceNewsNet and InsureIntell, February, 2007)

Underwriting in the 21st Century: Life Outside the Home Office
(published December, 2006 – On the Risk and InsuranceNewsNet, March, 2007, ProducersWEB, August, 2007)

Underwriting in the 21st Century: Mastering the APS Paradox
(published September, 2006 – On the Risk and InsuranceNewsNet, February, 2007, InsureIntell, February, 2007, ProducersWEB, September, 2007)

Underwriting As A Profit Center: Bringing Together the Pieces of the Puzzle
(published June, 2006 – On the Risk)

How Insurance Companies Benefit from Professionally Summarized (APS) Attending Physician Statements
(published June, 2006 – InsuranceNewsNet and HealthDecisions)

Underwriting As A Profit Center or How I Survived The 21st Century
(published December, 2005 – On the Risk)

White Paper – Are you prepared for Long Term care? What you need to know today
(published July, 2014)

Public Presentations

New York Society for Financial Services Professionals- December, 2014

American College of Health Care Administrators- November, 2014

Veteran’s Advocate Group of America- September, 2014

Maine Senior Care Expo- September, 2014 and October, 2014

CMG Agent SUCCESS Conference- August, 2014

American Association for Long Term Care Insurance- May, 2014

Maine Legislative Commission to Study Long Term Care Facilities- November, 2013

The Life Settlement Conference– October, 2013

Texas Assisted Living Federation: Annual Meeting– September, 2013

Florida Assisted Living Federation: Annual Meeting– September, 2013

Life Equity Roundtable–July, 2013

Life Insurance Settlement Association: Annual Meeting– May, 2013

Maine Senate Committee on Insurance and Financial Services, Expert Testimony– April, 2013

Texas House Committee on Human Services, Expert Testimony– March, 2013

Florida Senate Committee on Banking and Insurance, Expert Testimony– March, 2013

The Harvard Club- Institutional Investors Conference– March, 2013

National Conference of Insurance Legislators (NCOIL), Testimony before Health and Long Term Care Committee – November, 2012 (Annual Meeting, Mobile, AL)

Louisiana Department of Insurance, SCR 104 Advisory Work Group on Long-Term Care Benefits– November, 2012

Florida Agency for Health Care Administration, Accelerated Life Benefit Technical Advisory Workgroup– November, 2012

National Conference of Insurance Legislators (NCOIL), Testimony before Health and Long Term Care Committee – July, 2012 (National Meeting, Burlington, VT)

ALFA Senior Living Leadership Forum – November, 2011

Florida Health Care Association Legislative Conference – October, 2011

Senior Market Advisor Annual EXPO – August, 2011

AHCA Annual State Executive Directors Meeting – June, 2011

National Conference of Insurance Legislators (NCOIL), FINAL Testimony on Consumer Disclosure Legislation before Executive Committee – November, 2010 (Annual Meeting, Austin, TX)

AAHSA (Leading Age) Annual Meeting – November, 2010

ALFA Senior Living Leadership Forum – September, 2010

National Conference of Insurance Legislators (NCOIL), Testimony on Consumer Disclosure Legislation before Life and Financial Services Committee – July, 2010 (National Meeting, Boston, MA)

21st Services’ Medical Directors Board of Review Annual Conference—October, 2009

LTC 100 – June, 2009

Maine Bar Association Elder Law Section – March, 2009

Radio and Television Interviews

Television

Fox Morning News: Good Day Maine- September, 2014

Radio

Lifestyle Radio Network “The Frankie Boyer Show”- NATIONALLY SYNDICATED 12/12/14 http://lcfunding.wpengine.com/media/chris-orestis-with-life-style-talk-radio/

The Small Business Advocate Show – NATIONALLY SYNDICATED 1/20/14 http://lcfunding.wpengine.com/media/small-business-advocate-radio-interview/

“People, Money, & Life” – Sirius XM Radio 1/13/14

CRN “Talk Back with Chuck Wilder” 12/18/13 http://lcfunding.wpengine.com/media/crn-radio-interview/

Hometown Happenings – NATIONALLY SYNDICATED 12/12/13

Talk Back with Chuck Wilder – NATIONALLY SYNDICATED 12/18/13

Bloomberg Radio / Taking Stock Show/ Pimm Fox and Carol Massar 8/22/13

Sirius Satellite/ Maggie Linton Show/ Maggie Linton 8/9/13http://lcfunding.wpengine.com/media/the-maggie-linton-show-with-chris-orestis/

IRN USA Radio / News & Views/ Ronn Allen 9/6/13

IRN USA Radio #2 / News & Views/ Ronn Allen 9/27/13

This Week in America / Ric Bratton 8/11/13http://lcfunding.wpengine.com/media/this-week-interviews-chris-orestis/

This Week in America #2 / Ric Bratton 9/7/13

Genesis Communications Radio Network/ Josh Tolley 8/7/13

Lifestyle Talk Radio Network/ Frankie Boyer 7/15/13

Issues Today/ Bob Gourley 7/30/13

TV Interviews

Fox Morning News: Good Day Maine – September 2014

Local Markets

 

WJIM-AM, Lansing, MI (syndicated to 14 markets in MI) Steve Gruber & Jo Anne Paul 2/6/11

WDUN-AM 550/FM102.9, Atlanta, GA Bill Maine & Joel Williams Morning Show 12/16/14

KFAV-FM 99.9, St. Louis, MO Kelley Lamm 12/16/14

KIXI-AM 880, Seattle, WA “Chat with Women” hosted by Pam Grey and Rochelle Alhadeff 6/24/14 http://lcfunding.wpengine.com/media/chat-with-women/

KFBK-AM, Sacramento, CA Amy Lewis 2/4/14 http://lcfunding.wpengine.com/media/kfbk-interview/

KGO-AM 810, San Francisco, CA Katy Leaver 12/16/13

WMGG-AM, Tampa, FL Deb Goldman & Evan Gold 7/12/13

WMGG-AM #2, Tampa, FL Deb Goldman & Evan Gold 8/13/13

KXFN-AM St. Louis, MO Kelley & Cassandra 7/23/13 http://lcfunding.wpengine.com/media/chris-orestis-on-1380-the-woman/

WNAV-AM, Baltimore, MD Bill Lusby 7/17/13

CBS Radio, Sacramento, CA Walt Shaw 8/7/13

KAHI-AM, Sacramento, CA Mary Jane Popp 7/30/13 http://lcfunding.wpengine.com/media/chris-orestis-on-the-mary-jane-poppoff-show/

KLGO-AM, Austin, TX Bill Swail & Dr. Marianne Calvanese 8/10/13

KJCE-FM, Austin, TX Bill Swail & Dr. Amy Tyler 8/10/13

WPTF-AM, Raleigh, NC Doug Kellett 7/10/13

WFSX-FM, Fort Myers, FL Deanna & Patrick Renna 8/8/13

WGCV-AM 620, Columbia, SC Armstrong Williams 7/24/13

WOCA-AM Ocala, FL Larry Whitler & Robin MacBlane 7/17/13 http://lcfunding.wpengine.com/media/woca-interviews-chris-orestis/

WMGG-AM, Tampa, FL Alex Hinojosa 7/29/13 http://lcfunding.wpengine.com/media/chris-on-news-and-experts-show/

Maine Public Broadcasting System (PBS) 4/25/13 http://lcfunding.wpengine.com/media/bill-aims-to-give-maine-seniors-another-option-to-pay-for-end-of-life-care/

Florida Public Broadcasting System (PBS) 3/8/13 http://lcfunding.wpengine.com/wp-content/uploads/Life-Insurance-Proposal-Gives-Families-A-Financial-Lifeline-_-WFSU-3.pdf

Holistic Survival, Internet Show 8/15/13

National Webinars

3in4 Need More Association: How to Convert any type of Life Insurance to pay for Long Term Care — December, 2014

Corporation for Long Term Care Certification (CLTCC): Options for Uninsurables: Helping Clients Fund Care in Crisis – July, 2014

Society of Actuaries– June, 2013

Assisted Living Federation of America (ALFA): Legislative Initiatives in the States and the NCOIL Model Law – April, 2011

The Senior Care Investor: Boost your Census- Solutions for Financially Challenging Times – November, 2008

American Health Care Association (AHCA): Alternative Funding Options for Senior Living and Long Term Care – September, 2008