Author: Hiland D Most of us have made resolutions to welcome the New Year all our lives. There is nothing like wiping the slate clean, considering what we learned and strategizing about how to improve the next year. When I was younger, my resolutions were about my relationships and careers. Sound familiar? Resolutions may still cover those core considerations but chances are good that in 2017 senior resolutions will focus on three things: health, wealth and happiness. Health – Let’s resolve to pay attention to…
Senior Care Blog
Life Care Funding in our Tenth Year: Taking stock of a decade helping families pay for long term care

Life Care Funding was founded in 2007 with a simple mission: Help families pay for the expensive costs of long term care. We knew there were millions of seniors across the United States struggling with these costs that were ill prepared once the need for care arrived. We also knew millions of seniors owned life insurance policies that they were needlessly abandoning for little to nothing in return. We knew the legal rights of policy owners, and recognized the viability of the secondary market for…
5 Reasons To Discuss Long-Term Care This New Year’s
‘Tis the season to be jolly and to pay extra attention to your senior relatives and neighbors! Celebrations are great and family get-togethers can be meaningful but New Year’s reunions offer poignant opportunities for getting senior housing and senior long-term care solutions in order. When spending prolonged quality time with their parents and other relatives over winter holidays, many adult children are surprised by the declining abilities they see in their loved ones. Children and their siblings often become alarmed. The wrong thing to do…
What To Notice When Visiting Parents Over Holidays

In today’s mobile world, the holiday season between Thanksgiving and Christmas marks the only time many adult children see their parents over the course of a year. For senior parents, this is an exciting time. But, for many adult children, holiday reunions can be an alarming wake-up call. While celebrating, children should make a concerted effort to observe distinct behavioral changes and warning signs that suggest it is time to consider lifestyle changes. Aging is challenging but can be easier when adult children have a…
Why America’s Healthcare System Might Turn Into the Hunger Games – Part 1

Is America’s healthcare system on the verge of being turned into the “Hunger Games”? Will corporate interests take over Medicare? Will Medicaid start locking out the neediest? Will we go back to the days of millions of uninsured Americans? In Chris Orestis’ latest article, “Will Healthcare in Trump’s America become the Hunger Games” he explores the emerging battle of the haves vs the have-nots. As the Trump Administration and the Republican controlled Congress begin to dismantle “Obamacare” and turn control of our healthcare system back…
The Future of Health Care Under President Trump: Are Seniors in Trouble?
Chris Orestis’ predictions in Physician’s Weekly on the future of health care in the United States under President Trump: Are seniors in for trouble? Will insurance companies rise to greater power? Will we have millions of uninsured Americans again? Find the answers and more in this Post-Election Panel of Experts interview. Access the Interview Share on FacebookShare on TwitterShare on Google+
How to Solve a Crisis When You Failed to Plan for Long Term Care
Life Insurance and Annuities to pay for Long Term Care: What You Need to Know Today Download as PDF PART I: INTRODUCTION In the story of the squirrels preparing for winter, one industrious squirrel gathers nuts all summer long to build up his family’s reserves for winter. The other enjoys the summer days frolicking and living day-to-day. Well, we all know what happens when the long cold winter sets in….. This story is less a fairy-tale and more of a wakeup call. People are warned…
Are you ready for Medicare Open Enrollment?
There are more than 55 million Americans covered by Medicare, including approximately 215,000 Mainers (or almost 25% of the State’s population). Every year, Medicare offers an open enrollment period allowing new enrollments, or current recipients to make changes to their plan. Medicare is not a one-size-fits-all program, and in fact it offers a large variety of choices that people can elect to put together the best combination of benefits for their needs and budget. People need to realize that enrolling in Medicare can be complicated,…
Is it time to consider hospice care for your loved one?
Deciding to put an ill or aging loved one on hospice care is a difficult decision. By doing so, you are acknowledging something that can be difficult to admit – that your loved one is going to die. But hospice care can help ease your loved one’s physical and emotional discomfort at the end of life. Hospice is a loving way to provide comfort and care to your ailing family member. Through hospice services, your loved one can receive in-home health services, emotional and spiritual…
Long-Distance Caregiving Bears Fruit

“When you can think of yesterday without regret and tomorrow without fear, you are near contentment.” – Source Unknown In conjunction with the National Institute on Aging (NIA), Life Care Funding continues to develop new programs and offer advice to caregivers. As families face senior caregiving for their loved ones, NIA attempts to offer pertinent suggestions for local and long-distance caregivers. Senior caregiving is a huge responsibility and with families often located in different areas, the challenges can become even more daunting. Long-distance caregiving can…
Why Life Care Funding Is A Good VA Benefits Companion

Life Care Funding proudly works with seniors and veterans to answer questions about senior needs, financing, long-term care, caregiving and end of life planning. Life Care Funding owner, Chris Orestis, is serious about helping seniors and especially senior veterans because he comes from a family of combat veterans and has dedicated his time to learn about existing veteran benefit programs as well as develop innovative plans that are designed to ensure all veterans are informed and knowledgeable about their benefits. Many veterans have given up…
Life Care Funding Launches Program to Help Families Address Immediate Senior Care Situations
Life Care Funding has launched a long term care funding program designed specifically to help families address immediate senior care situations when they have not done any planning for long term care. The combination of two immediate care funding solutions, Life Care Funding’s Long Term Care Benefit Plan and Genworth Financial’s Income Assurance Immediate Need Annuity, can cover the costs of care for as long as a person lives. 10,000 Baby Boomers turn 65 every day and over 70% of them will need to cover…
Press Release: Life Care Funding Partners with AgentReview.net
Life Care Funding has launched a strategic partnership with AgentReview.net to educate agents and advisors about how to use life insurance policies to pay for long term care. The program offers a Certification training program to become an expert advisor about the Long Term Care Benefit Plan and then they are also able to offer a customized version of the new e-Book by Chris Orestis, A Survival Guide to Aging as the author of the book’s forward and their picture and contact information on the…
Chris Orestis Contributes to Journal of the Society of Certified Senior Care Advisors
In this two-part series for the Journal of the Society of Certified Senior Care Advisors (CSA), Chris Orestis examines the crisis in long term care funding that is impacting our country and solutions that are available to help. In part I, Chris discusses demographic realities from an aging Baby Boomer population that are making the need for private pay resources more important, and what is elevating the real danger of liability issues for both families and advisors. In Part II, Chris discusses one of the…
Senior Living: Dogs As Best Friends

Successful senior living often means adapting to new challenges that make the senior feel isolated or depressed. Conditions like Alzheimer’s Diseases, hearing and vision deficiencies or chronic illnesses are intimidating. Many seniors find that a pet dog makes sense as defense against depression and isolation and provide unexpected companionship during tough times. Recently, AARP discussed the merits of a pet dog, not a service dog, for seniors suffering hearing loss. Pet dogs offer many benefits, including being reliable companions and pals, that many seniors find…